Spain Visas in 2025 – What Non-Resident Property Owners Need to Know

For non-residents who own or plan to buy property in Spain, understanding visa options is crucial. Your visa status affects how long you can stay, whether you can work, and what tax rules apply. Here's an updated 2025 guide to the Spanish visa landscape – especially relevant after the recent cancellation of the Golden Visa program.

What Happened to Spain’s Golden Visa?

For many years, Spain offered a Golden Visa to non-EU citizens who invested at least €500,000 in real estate. This granted residence, Schengen mobility, and family visas – with no requirement to actually live in Spain.

But in May 2025, the Spanish government abolished the program, citing rising housing prices and market speculation. Prime Minister Pedro Sánchez described it as a necessary step to protect the country’s housing market from non-resident capital.

What does it mean now?

• Existing visas remain valid.
• New applications are no longer accepted.
• Foreign property buyers must now look to other visa options depending on their goals and financial situation.

Visa Options for Property Owners and Long-Term Visitors

1. Tourist Visa

• Allows stays of up to 90 days within a 180-day period (Schengen rule).
• No work rights or access to public services.
• Best for seasonal visits or short-term stays.

Application steps:

1. Check requirements with the Spanish consulate in your home country.

2. Submit your application (itinerary, accommodation, insurance).

3. Get a decision within ~15 days.

4. Valid for up to 90 days.

2. Non-Lucrative Visa (NLV)

• For retirees or those with passive income (investments, pensions, rent).
• Requires proof of income: approx. €26,000–€32,000 per year.
• No work rights, but allows long-term residence.
• Renewable annually; a path to permanent residency after 5 years.

Application steps:

1. Apply through the Spanish consulate in your country of residence.

2. Submit:

• Proof of income/savings
• Private health insurance
• Medical certificate + police clearance

3. Digital Nomad Visa

• For remote workers employed by a foreign company or self-employed individuals.
• Minimum income: around €2,760/month (200% of Spain’s minimum wage).
• Valid for up to 3 years (initial 1-year visa, renewable).
• 24% tax under Spain’s special expat regime ("Beckham Law") for up to 6 years.

Application steps:

1. Apply either:

• From abroad via consulate (1-year visa), or
• From within Spain on a tourist visa (3-year residency permit)
• Proof of income & employment
• CV + degree or 3 years of relevant experience
• Police clearance + private health insurance

4. Entrepreneur Visa (Startup Visa)

• For those starting or running a business in Spain.
• Requires an approved business plan, proof of capital (~€31,700+), and relevant experience.
• Fast-track decision (10–20 working days).
• Full work rights and family reunification possible.

Application steps:

1. Submit your business plan to ENISA or equivalent authority.

2. Apply via Spanish consulate or from within Spain.

3. Include:

• Proof of funds, CV, business documents
• Clean criminal record + health insurance

Which Visa Is Right for You?

Conclusion

Spain’s Golden Visa is no longer available, but the country continues to offer attractive residence pathways for non-resident property owners. Whether you're a retiree, remote worker, or entrepreneur, there are tailored visa solutions – the key is choosing the right one for your lifestyle and goals.

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Read more:

Ministerio de Asuntos Exteriores - National visas in Spain

Spain Digital Nomad Visa Guide – CitizenRemote